Protect what's important to you.
Do your part to help alleviate financial strain and offer a sense of stability.
About Protection
Protection refers to a range of insurance policies aimed at providing financial security for both yourself and your loved ones in the face of unexpected events. As you move through different stages of life, your protection needs will change. It is important to regularly review your requirements, particularly when taking out a new mortgage, to ensure you have sufficient coverage. Although life insurance is not a requirement for obtaining a mortgage, we strongly advise considering it. Your mortgage is likely your most significant financial commitment, so protecting it is essential, especially if you have dependents reliant on your income to make mortgage payments.
What cover do you need?
Life insurance and mortgage protection
Life insurance provides a crucial safety net for your loved ones by offering a lump sum payment upon your death, which can help cover various expenses such as debt settlement, funeral costs, and loss of income. This financial support ensures that your family can maintain their standard of living and financial security even in your absence, providing peace of mind for both you and your loved ones.
Critical illness cover
Critical illness insurance is a type of coverage that provides a lump sum payment to policyholders upon diagnosis of a serious illness such as cancer, stroke, heart attack, or organ failure. This financial support can help cover medical expenses, loss of income, and other costs associated with the illness, offering peace of mind and financial security during a difficult time. By having critical illness insurance, individuals can focus on their recovery without the added stress of financial burden.
Income protection
Income protection insurance is designed to provide a financial safety net in the event that you are unable to work due to illness or injury. It typically pays out a monthly income, based on a percentage of your salary, to help cover living expenses while you are unable to earn an income. This type of coverage can offer peace of mind and stability during difficult times, ensuring that you can continue to meet your financial obligations even if you are unable to work.
Specialist cover for your circumstances
Every situation is unique, so don’t dismiss the possibility of finding insurance coverage. We are here to assist you in exploring all your available options and finding the best solution for your needs.
Cancer Cover
A cancer diagnosis can have a significant emotional and financial impact on individuals and their families. While survival rates are improving, the recovery process can be slow and costly. Having the right insurance coverage can provide a lump sum payment upon diagnosis, helping to alleviate some of the financial burden and support the individual’s quality of life during treatment and recovery.
Mental Health
Life can be challenging and impact our mental well-being, but the insurers we collaborate with understand and are willing to provide support for mental health conditions through tailored coverage options. Although there might be additional requirements or exclusions, seeking insurance coverage is encouraged as there is a strong likelihood of receiving assistance.
Pre Existing Conditions
It is crucial for individuals with diabetes, previous serious illnesses, or difficulty obtaining life insurance to explore their options for protecting themselves and their families. While coverage may come with limitations or higher premiums, it is important to investigate avenues for coverage to ensure financial security for loved ones in the future.
Shield yourself and protect your family
Ensure the things that matter most to you are safe and secure.