Paid Service
Mortgage capacity reports
a detailed analysis of the amount you can borrow for a mortgage
About us
As a local business we are dedicated to serving the families of Dronfield. Our team of experts has years of experience and in-depth knowledge about the mortgage and protection industry. We pride ourselves on providing independent and personalised advice that you can trust. Contact us today and let us guide you through the process.
What is a Mortgage Capacity Report and do you need one?
A mortgage capacity report provides a clear picture of your financial situation and helps you understand how much mortgage you can realistically afford. This information can be valuable in helping you make informed decisions when buying a home.
Find out what you can borrow
The maximum amount of mortgage borrowing that can be confirmed by a variety of lenders currently available in the market. Determined by factors such as income, credit history, and existing obligations.
Other considerations
Factors that can affect the maximum loan amount include the loan type, interest rates, loan term, equity/deposit amount, Additionally, the property value and location may also play a role.
Who should get a report
Reports on mortgage capacity are often used to assist in resolving divorce settlements, but they can also be useful for individuals seeking a mortgage and wanting a detailed analysis of their financial standing.
How much does it cost?
A mortgage capacity report is priced at £150 per application and will be prepared by a fully qualified mortgage advisor. The report is usually completed within 48 hours.
Shield yourself and protect your family
Ensure the things that matter most to you are safe and secure.